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Coverages explained

Discover how different types of insurance and coverages protect you from the unexpected.

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Insurance basics
Coverages explained

Articles on how insurance coverage works

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ATV/UTV insurance (2)
Boat & PWC insurance (7)
Car insurance (42)
Condo insurance (3)
General insurance topics (3)
Home insurance (21)
Identity theft protection (1)
Life insurance (36)
Motorcycle insurance (15)
Pet insurance (4)
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RV/Trailer insurance (10)
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Car insurance
What is bodily injury liability coverage?
3 minute to read
Car insurance
What is auto liability insurance coverage?
5 minute to read
Car insurance
What is medical payments coverage?
3 minute to read
General insurance topics
What is comprehensive coverage?
3 minute to read
Life insurance
Can I get life insurance without a medical exam?
4 minute to read
Home insurance
How does homeowners insurance work?
4 minute to read
Home insurance
What is personal liability coverage?
3 minute to read
Home insurance
What is other structures coverage?
3 minute to read
Condo insurance
How does condo insurance work?
4 minute to read
ATV/UTV insurance
What is ATV insurance?
4 minute to read
Life insurance
Term vs. whole life insurance
4 minute to read
Home insurance
What are insurance riders?
4 minute to read
Motorcycle insurance
What is motorcycle accessory coverage?
3 minute to read
Motorcycle insurance
What is full coverage motorcycle insurance?
4 minute to read
Car insurance
What is comprehensive auto insurance coverage?
4 minute to read
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Car insurance
What is gap insurance coverage?
4 minute to read
Car insurance
How do you rent a car?
5 minute to read
Home insurance
What is service line coverage in home insurance?
3 minute to read
Boat & PWC insurance
Does insurance cover boat trailers?
2 minute to read
Life insurance
What is a guaranteed insurability rider?
4 minute to read
Home insurance
How much home insurance do you need?
5 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Coverages explained

Articles on how insurance coverage works

What is bodily injury liability coverage?

What is auto liability insurance coverage?

What is medical payments coverage?

What is comprehensive coverage?

Can I get life insurance without a medical exam?

How does homeowners insurance work?

What is personal liability coverage?

What is other structures coverage?

How does condo insurance work?

What is ATV insurance?

Term vs. whole life insurance

What are insurance riders?

What is motorcycle accessory coverage?

What is full coverage motorcycle insurance?

What is comprehensive auto insurance coverage?

What is gap insurance coverage?

How do you rent a car?

What is service line coverage in home insurance?

Does insurance cover boat trailers?

What is a guaranteed insurability rider?

How much home insurance do you need?

Browse related categories

Terms & definitions

Insurance requirements